On Wednesday the US House of Representatives passed the misleadingly-named “Protecting Access to Care Act” on a largely party-line vote of 218-210 (all of the ‘yes’ votes came from Republicans; the noes included 191 Democrats and 19 Republicans). There is no indication yet whether the Senate will take up this…
Articles Posted in Insurance Issues
USAA Insurance: The Contrast Between Image & Reality is Telling
In banking and insurance – businesses that people need but often hate – few companies have as stellar a reputation as the United Services Automobile Association, commonly known by its initials: USAA. The company is a membership organization, functioning in much the same way as a credit union. Many of…
Tort Reform’s Real Victims
It is an election year, so between now and November we can expect to hear many politicians at the national, state and local levels complain about trial lawyers and call for “tort reform.” As an article published this week in Slate outlines, however, an often disingenuous campaign designed to ‘protect’…
New Protections for Oregon Drivers Set to Take Effect Next Month
As 2015 winds down we can look forward to many things in the New Year. Among them: a new law that will be an enormous boon to ordinary Oregonians. SB 411, which Governor Kate Brown signed last March, is slated to take effect on January 1. As that day approaches…
A Little-Known Legal Doctrine that Needs to be Changed
With the return of baseball there is also renewed interest this week in “subrogation” – a term that most non-lawyers aren’t familiar with, but one which could ruin the lives of many accident victims here in Oregon and elsewhere even as it enriches their insurance companies. As outlined in a…
Legislature Improves Protections for Oregon Motorists
Governor Kate Brown is considering whether or not to sign a bill improving protections for car drivers. The choice she faces is one between protecting consumers involved in Oregon car accidents and protecting the insurance industry. The legislation, formally known as Senate Bill 411, is designed “to ensure that Oregon…
Price Gouging at Trauma Centers Moves into the Spotlight
We have all heard stories of medical price-gouging, but an investigation published earlier this week by the Tampa Bay Times shows that in Florida hospitals have taken the practice to a new level. According to a lengthy investigation by the newspaper, a change in Florida law several years ago allowed…
Salem Lawmakers Bow To Insurance Industry, Stall Key Oregon Consumer Protection Measure
We all know that lobbyists carry a lot of weight in Washington, Salem and other state capitals nationwide, but the lack of political will currently on display in Salem is especially hard to watch. At issue is House Bill 3160. According to a recent article in The Oregonian, this modification…
Bill Aims to Make Insurance Fairer for Ordinary Oregonians
A bill currently pending before Oregon’s legislature seeks to give consumers new protections and close a significant legal loophole. As reported recently by the Salem Statesman-Journal, both houses of the Oregon legislature are considering legislation that would end the insurance industry’s exemption from Oregon’s Unlawful Trade Practices Act. This important…
Insurance Dispute Settled With Accident Victim’s Family
A case that reached a resolution last week in Maryland offers a cautionary tale about dealing with insurance companies, as well as a lesson in the important role media sometimes play in helping victims obtain justice. According to both Yahoo! News and CNN the story begins in June 2010 when…