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Matthew D. Kaplan

Governor Kate Brown is considering whether or not to sign a bill improving protections for car drivers. The choice she faces is one between protecting consumers involved in Oregon car accidents and protecting the insurance industry.

The legislation, formally known as Senate Bill 411, is designed “to ensure that Oregon auto insurance consumers can actually use liability coverage they pay for every month,” according to a news release by the Oregon House Democratic Caucus. It closes a loophole in current law under which properly-insured drivers who suffer injuries at the hands of an underinsured motorist often find that “the at-fault driver’s insurance (a minimum of $25,000) is subtracted from the victim’s Underinsured Motorist Coverage – for a half-million Oregonians this means they’ll never be able to access the full coverage they’re paying for.”

According to the Oregon House majority’s news release, “SB 411 will allow injured motorists to add their uninsured motorist coverage on top of the at-fault driver’s liability coverage so injured consumers get the coverage they paid for. The bill also ensures that Personal Injury Protection policyholders are able to recover their total damages first, before the insurance company.”

Oregon took a big step forward today in protecting the rights of consumers and holding bad corporate citizens to account when Governor Kate Brown signed legislation to strengthen consumer rights in class action suits. The new law will also help fund legal aid for our less fortunate neighbors. The bill was the first to be signed into law by the Governor, who took office only last month.

As outlined in a news release issued by Oregon Senate Democrats, “Oregon is one of only a handful of states in the country that allows corporate wrongdoers to keep unclaimed settlement funds. (This law ends) that practice by giving the judge in the case discretion to send up to 50 percent of the unclaimed funds to a non-profit service addressing the damage done in a specific case. The remainder of the money would go to Legal Aid Services of Oregon, providing critical access to civil legal services for those most in need.”

A statement issued by Gov. Brown’s office said, in part, “This law makes Oregon’s class-action laws fair for all Oregonians and ensures that corporations who are responsible compensate for the harm they have caused.” It also, she said “helps support our critically underfunded legal services.”

The deaths of three teens in three separate Oregon car crashes earlier this month is leading some observers to call for a rethinking of the state’s teen driving laws, according to The Oregonian.

“In 1999 the state passed a graduated driver’s license law for people under 18, requiring a period of supervised driving and a six-month ban on having other teenagers in the car,” the newspaper notes. Over the first eight years that the law was in effect the result was a dramatic fall in the rate of fatal car crashes involving Oregon teenagers. “The number of crashes involving teen drivers plummeted 29 percent, from 6001 to 4279,” according to the newspaper.

The recent accidents, however, highlight another trend: the fact that accident rates among teens are slowly rising again, leading some analysts to wonder whether the 1999 law has reached the limits of its effectiveness. The newspaper quotes a senior official from the Oregon Department of Transportation saying “with things leveling off, the question from a legislative point of view is what’s the next step? What else can we do?” As a result, according to The Oregonian, the ODOT is urging “lawmakers to put stricter limits on when drivers under 18 can have other teens riding along.”

An accident last weekend in which a pick-up truck struck and killed three children and left one adult in critical condition is sparking local activism, according to a report by the Associated Press, reprinted in The Oregonian. The accident took place “in or near a crosswalk” at the same intersection where “a pedestrian was fatally struck two months ago and then carried on the roof of the fleeing car for 11 blocks.”

Citing the Eugene Register-Guard, the news agency describes the area of the fatal Oregon accident involving children as “a stretch of Main Street that’s seen numerous accidents… a 60-foot-wide, five lane commercial stretch, a local artery with lots of intersections, access points for businesses and pedestrians crossing. It also carries traffic from a state highway, Oregon 126, which goes through Springfield and Eugene as it connects Central Oregon and the Oregon Coast.” Despite the spate of accidents along this one short stretch of road, the AP quotes state and local officials defending the safety measures currently in place.

In the latest incident a pick-up truck killed the three children and critically injured a fourth person, a woman, as they were crossing the street near a local grocery store. The children were apparently headed home from the store at the time of the accident. The driver of the truck was reported by AP to be cooperating with the police. This is a significant contrast to the December incident at the same intersection when “police say the driver took a 67-year-old man’s body off her car roof and left him in the street. She’s accused of manslaughter,” AP reports.

A recent article in the Homes & Gardens section of The Oregonian noted something that many readers might not know: home inspectors can and do offer advice that goes far beyond highlighting things that need fixing in a house that is about to be sold.

The paper quotes Nick Gromicko, author of The Safe Home and a certified Home Inspector, saying “I wrote the book after realizing consumers mistakenly believe they are hiring a home inspector only to find defects in systems and components… more often than not, the home inspector alerts the consumer to safety concerns.” The article goes on to offer important tips on crib safety, preventing furniture hazards that might crush a child (such as an entertainment center or bookcase tipping over), preventing window falls, safety gates and the child-proofing of stairs and railings. All tips, in other words, designed to reduce or eliminate injuries to children.

Some of these are essential tips I have written about before, such as installing window stops to prevent children from squeezing through an open window, or a reminder that safety gates are of little use if they do not meet recognized national standards. Other advice, however, falls into the category of ‘things that ought to be obvious but sometimes aren’t.’ For example Gromicko’s reminder that parents should “ensure that… any furniture a child could potentially climb on should be moved away from windows.”

A proposal to build a protected bike lane to and through downtown Klamath Falls received a detailed write-up last week in the Herald & News newspaper. While bike lanes are often portrayed mainly as a safety measure – a way to cut down on potentially fatal bicycle accidents – the study cited by the paper makes a compelling argument that protected bike lanes also offer a variety of economic benefits.

The study was prepared by two Oregon Institute of Technology students in cooperation with a member of the Klamath Falls City Council and a team from the Sky Lakes Wellness Center.

Citing the experience of cities as diverse as New York, San Francisco and Portland the study’s authors say the installation of protected bike lanes has led to “an increase in property values, rents, fewer vacant buildings, as well as fewer automobile and bicycle accidents… additionally, a protected bike lane will help connect neighborhoods to downtown, encouraging more people to go downtown and increase the possibility for more business and new businesses.” It noted that cities that have built the lanes have seen property values along and near the lanes rise by 11 percent.

A recent Associated Press article republished by The Oregonian reported that Oregon’s Occupational Safety and Health Division has fined a Salem company and the Oregon Department of Transportation for separate incidents that led to worker deaths. The deaths raise both possible Oregon wrongful death and employment liability law issues but, more immediately, leave open questions about the effectiveness of OSHA’s fines themselves.

According to the news agency, citing the East Oregonian newspaper, OSHA fined a Salem-based concrete company “$840 for not ensuring safe work conditions, which led to the death” of a 64-year old man employed by the company. “The company was installing rumble strips at the paving project on Interstate 84 west of Boardman when (he) was run over by a pickup towing equipment operated by another employee.”

The agency also fined the state transportation agency $3500 over the death of a highway maintenance crew member who was “paving Highway 320 when a dump truck backed up and ran over him.”

A newly announced measure in New York designed to make city trucks safer and to prevent fatal truck accidents is worthy of examination by our city government here in Portland and perhaps even by the Oregon legislature as well. According to Gothamist, a NYC-focused website, New York Mayor Bill de Blasio announced this week that “around 240 of the city’s trucks will soon be outfitted with protective side guards to protect pedestrians, bicyclists and motorcyclists.”

“The guards, which span the side of the truck from the front to the rear wheel, are intended to protect anyone unfortunate enough to be hit by a truck from becoming trapped underneath it,” according to the article. A quick web search turns up photos of many municipal trucks around the country sporting the guardrails.

New York’s initial measure is relatively limited – involving only 240 out of more than 4700 city-owned trucks that could be fitted with the gear – but as a test project it feels like an excellent start. The article notes that “in the UK, side guards are credited with reducing fatalities and severe injuries in side impacts by 61 percent for bicyclists and 20 percent for pedestrians.”

The fatal crash of a commuter train this week near New York City has brought the dangers of grade crossings back into the national spotlight. The MetroNorth train struck an SUV on the tracks in Valhalla NY, in suburban Westchester County, on Wednesday. The crash killed the SUV’s driver as well as five passengers on the train.

This transportation accident has resonance even here in Oregon. As I have regularly documented on this blog, Tri-Met’s bus and light-rail systems have suffered several fatal accidents involving pedestrians and bike riders over the last few years. The newspaper notes that nationally “the numbers of accidents and fatalities at rail crossings have fallen steadily, as grade crossings have been eliminated and safety improvements made, according to safety groups.” Still, the numbers nationally remain surprisingly high: in 2013, 2096 accidents led to the deaths of 288 people. That is a reduction of about one-third when compared to 2004, according to the Times, but it is still a surprisingly large number of both accidents and fatalities.

The article goes on to note that the New York area, which remains criss-crossed with grade crossings to an extent seen in only a few other cities, has not seen train-car fatalities decline at a similar rate. The paper reports that “since 2003, there have been 125 grade crossing accidents on New Jersey Transit lines, 105 on the Long Island Rail Road and 30 on Metro-North Railroad, according to the latest Federal Railroad Administration data.

An article published this week in the Salem Statesman-Journal highlights an alarming fact: in this one relatively small city “between December 26 and January 15 three vehicle crashes involving pedestrians resulted in four deaths.”

The paper goes on to note that “all three crashes took place in darkness” and that “no drivers have been found to be at fault.” After so many fatal Salem pedestrian accidents in such a short period of time, however, some sort of an investigation is warranted – one that goes beyond the three individual accidents to look at broader traffic, pedestrian and biking patterns in an effort to make the city’s streets safer. The article quotes a 63-year-old South Salem resident who points out that the problem is the city’s large number of unmarked crosswalks. “At least 95 percent of cars do not even slow down, although they are required by law to stop and wait for you to cross,” he said.

The sudden rise in fatal pedestrian accidents in Salem is particularly troublesome because at the time of the first one, on December 26, the city had not witnessed a fatal pedestrian accident in over a year. The paper also notes that while fatalities are rare, accidents themselves are not. “Between December 1, 2013 and April 30, 2014 there were 22 pedestrian-related crashes in Salem that injured 25 people, according to data from the Oregon Department of Transportation” the newspaper reports.

50 SW Pine St 3rd Floor Portland, OR 97204 Telephone: (503) 226-3844 Fax: (503) 943-6670 Email: matthew@mdkaplanlaw.com
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